If you are looking for something nice for a loved one this year then jewellery may be top of your list. It is one of the most popular presents given at Christmas and you can spend as little as a pound up to hundreds of thousands of pounds on jewellery, so there is something for every budget.

When shopping around make sure that you are savvy and compare prices. Ideally you want to do this online before you go. Always be very cautions if buying online or not from a mainstream retailer and there is so much counterfeit jeweller and watches on the market, it can be very hard to tell which is genuine.

Most of the jewellers have a massive sale on just before Christmas and this is when you are often likely to get the best deal. If buying expensive jewellery always consider insurance, even if you do not buy it from the jewellers, check with your house insurance to find out if it is covered.